What happens between now and your renewal date.
No mystery, no scramble at the deadline. Here's the timeline I follow so your coverage is reviewed, shopped, and confirmed before it renews.
Review begins
I pull your current policies and flag anything worth a closer look before the carrier issues a renewal.
You share updates
You submit any changes from the past year. This is the most important step — accurate info drives an accurate renewal.
I shop the market
If your renewal premium jumps or your needs changed, I compare your options across the carriers I represent.
We review options
I walk you through what changed and your choices in plain language — by phone, email, or in person.
Coverage confirmed
We lock in your decision and confirm everything is bound so there's no lapse in coverage.
What I need from you
A few minutes to flag what's changed since last year. That's it — I handle the rest.
How we'll talk
Your way — a quick call, a few emails, or an in-person sit-down. Whatever fits your schedule.
What you can expect
Clear options, honest recommendations, and confirmation before your policy renews.